The Registered Disability Savings Plan (RDSP) is a long-term savings plan for Canadian residents with a disability to save for their future.
RDSP benefits include
Up to $90,000 from the government
Tax deferral
No restrictions on how to spend the money
No restrictions on how to invest
Tax deferral
Continue receiving disability benefits
The government matches your contributions with grants and bonds
Canada Disability Savings Grant
(CDSG)
You can receive up to $3,500 per year, up to a maximum of $70,000 total through the CDSG.
Canada Disability Savings Bond
(CDSB)
You can receive up to $1,000 per year, up to a maximum of $20,000 total through the CDSB.
